Attention homeowners in Cottonport and Avoyelles County: Get an Appraisal today!

See the top reasons LA homeowners call on Daniel Brown:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Avoyelles county's assessment of your property
  3. To cut their mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in LA by determining the true market value of property in question

Need help determining the value of your house in or near Cottonport, LA?
Contact Daniel Brown.

At Daniel Brown, we understand the unique needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Daniel Brown, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value conclusion than yours.

PMI Removal Appraisals

A popular way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. We are qualified in helping homeowners just like you do away with unneeded and unwanted PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. A professional appraisal from Daniel Brown is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Daniel Brown can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would like to have a seasoned appraiser double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Daniel Brown offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Daniel Brown can help with that too. Even though this is usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.